We specialize in helping educators and public sector professionals make the most of their unique retirement benefits and secure their financial future.
Retirement Planning
- Maximize pension benefits (e.g., TRS, FRS, CalSTRS/CalPERS)
- 403(b), 457(b), and IRA strategies
- Pension vs. lump sum analysis
- Retirement income planning
Investment Guidance
- Personalized investment strategy
- Risk assessment and portfolio allocation
- Tax-advantaged investing with 403(b) and 457 plans
- Ongoing portfolio monitoring and rebalancing
Education Planning
- 529 college savings plans and other alternatives
- Projection and funding analysis for cost of higher education
Estate & Legacy Planning
- Beneficiary reviews for retirement and insurance accounts
- Will and trust referrals
- Legacy planning strategies
Life & Disability Insurance
- Living benefit Term and permanent life insurance tailored to your needs
- Income protection with short- and long-term disability coverage
- Pension survivorship planning
Long-Term Care Solutions
- Affordable protection against extended care costs
- Hybrid life and LTC insurance options and analysis
- Family-focused care planning
